Intangiriro ya banki mu Rwanda irashobora guhera muri 1983, igihe banki ya BACAR yashingwa. Yabaye imwe mu mabanki ya mbere y’ubucuruzi yigenga mu gihugu. Igihe kimwe mbere ya 2004, BACAR yigaruriwe na Banki nkuru y’u Rwanda, banki nkuru y’igihugu, kubera ibibazo by’ubuyobozi. Mu 2004, Fina Bank, icyo gihe, banki yubucuruzi yo muri Kenya, yaguze BACAR. Muri 2008, Banki Fina yafunguye ibikorwa bya banki no muri Uganda, ishinga itsinda rya Banki Fina .
Muri 2013, Banki y’ingwate (Kenya) ltd yaguze imigabane 70% mu itsinda rya Fina Bank Group kugirango yishyure amafaranga miliyoni 100 z'amadolari. [2] Muri Mutarama 2014, banki yahinduye uburyo bwo kwerekana imiterere mishya nyir'ubwite. [3]